Some things are weighing heavy on my brain. Maybe they’ll climb down off me and stop jamming their stabby fingers through my skull if I expose them to the world by pointing to them and screaming like a recently castrated banshee.
Thing #1: My health insurance provider has informed me that they have instigated a “lifetime cap” on the meds I take daily to control my disorder. Basically, they’ve unilaterally decided to stop providing the medication I need once it no longer benefits them to do so.
Hum. I wonder why no other businesses get to take monthly payments from people without providing the service paid for. The letter made no mention of lowering my premium accordingly.
If you think I’m off my nut, imagine your thoracic surgeon just walking out of the operating room the moment his profit margin was significantly diminished. The extra time it took to stop the sudden bleeding in your bowel pretty much meant he couldn’t afford to finish the original job, much less suture you shut. Hey, he can’t make a living operating in the red!
Thing #2: My bank, like many financial institutions, saves up any transactions performed over weekend and runs them all through Monday morning. I’ve noticed that, regardless of the date and time of each transaction, they first run withdrawals, starting with the largest and proceeding in order down to the smallest. Then they apply whatever overdraft fees were incurred. They finish up by applying any deposits.
This practice makes it roundly impossible to believe they’re not actively trying to screw me.
The best way I can think of to make their con bite them in the ass is to disallow my money from benefiting them. I don’t make interest on my checking account and there is no minimum balance, so I intend to religiously withdraw my entire paycheck at lunch each payday.
The mason jars buried in my backyard aren’t into deception and divisive grifts. When it comes to matters of money, they’re downright transparent.
Thing #3: DG is doing bad things. I don’t know what has gotten into him – and I didn’t even think he was physically capable of it – but he’s started trying to spray everything in sight. Most of the time nothing comes out, but anyone with cats knows one time is too many.
We do everything we can to make sure the cats are content and comfortable. We filter their drinking water, for crying out loud! We even make regular use of a large spray bottle intimidatingly emblazoned with the words "BAD KITTY!" Nevertheless, the Deej seems intent on making our house smell like onion soup.
For what it's worth, I realized I’d analyzed this problem down to the point of completely losing sight of it when I started considering putting my own pee in the spray bottle.
…a “lifetime cap” on the meds I take dailygah. that's awful. horrible. I take is a new "revenue enhancer" for the insurance companies. hope you and your doctor can come up with a solution.
#1 :-O WHAT? Oh that is unbelievable – I'm so sorry! #2 Geeze, I thought my bank was bad. That's one trick they haven't figured out yet.#3 *sigh* That might be one for the vet?
#1 – sucks#2 – sucks, too, and sounds like my bank#3 – let me know if it works with your pee, that's about the only thing i have not tried.
All of it sucks… I don't understand how they can put a cap on your meds. that's just ridiculous.One of the things I like about having female kitties is not having to deal with the spraying.
Come to Canada and come hang out with me. We have meds, credit unions, and ceiling fans that you can dangle cats from.
I think you need to get the local TV station consumer reporter involved in your story. I've seen ours get this kinda shit straightened out — last week they got an insurance company to un-deny a lady's ER visit (the ins. co. said she should have known it wasn't really an emergency… it was a weekend and her BREAST WAS BLEEDING).About the Deej… I wish I could help. We've had the same problem with his buddy TK. I thought the peeing on stuff would end when we had his plumbing rerouted last year, but it didn't. Just at the time when we have no moneys, we have to replace clothes. I'm pretty sure your pee won't help, but if it does, do let us know and Mr. LT will give it a shot. TK can't spray since said operation, but he's a master of the sneaky squat-and-pee.
Augh! (((hugs)))
Your bank is just wrong. They do things that way to make money off of their lesser knowledgable customers. Before we open a new banking account we ask them point blank which goes through first, the deposits or the withdrawals. If they tell us the withdrawals then we take our business elsewhere.
Meds: I don't know what I'd do if our insurance suddenly quit covering my meds. I need them to function even half-way normal.
Deej: I am kitty clueless. I just hope that he quits really soon for his sake as much as for your sake.
(((hugs))))
Wow, I've never heard of instituting a cap after a policy is in place. Is there a higher tier that has no cap? Of course it would cost more, but would be worth the peace of mind.Don't even get me going on banks.Deej – stop that!
Stop that or I'll bury you alive in a litterbox. LOL
Man, that Bob Newhart makes me laugh…
Now banks and insurance companies, Deej can spray them all he wants until his little harbls turn blue…
aw man, what did I do now?
Have you ever seen the Mad Tv clip with Bob Newhart? LINK… LOL
Thing # 2 sounds like WF's practices. Bastards! Curses!
Thing #2: Are you sure the overdraft fees stick? My bank (WF) has charged me overdraft protection right away but if I get the money into that account before that transaction clears, the fees go away.
#1….ugh. Don't even get me started. Medical insurance companies are of the devil. Good luck with this. ❤
#2…..I started doing the exact same thing actually.
#3…..Oh Deej…..I don't know. Olivia goes through weird phases as well….but nothing like this. No appreciation I tell ya….hehe
"…let me know if it works with your pee…" Karin said put the kibosh on that… something about humanity already devolving fast enough as it is. I was only half paying attention because do you know how hard it is to pee into a spray bottle? That opening is really kind of small. In retrospect, I probably shouldn't have been doing it in the kitchen…
For what it's worth, I think Bob Newhart is one of the funniest men alive. He is the master of dry wit. I always knew you had good taste.
Karin asked me the same thing. Looking at it, I see that in the three times it has happened to me in the past year, they only reversed the fee if the overdraft was less than five bucks or if the money was transferred wirelessly from another account. The time I put money in the cash machine did not apply and the $40 fee stuck.And that's another thing: $40 for covering a six dollar loan for two days? Someone please tell me how that isn't outright exploitation.
"No appreciation I tell ya…" That's what I said! I'm all, "I feed you, I put a roof over your head, I get you high, I let you sleep on my bed, I snorgle your tum, and what do I get!? A couple hours with a sponge and a bottle of Mr. Clean!"
Just so you know, Karin laughed out loud at your comment.I am seriously looking at joining a credit union. Why should I allow BofA to make gobs off my money when they gladly screw me whenever possible? Their entire business is predicated on having deposits, yet they offer no significant return to the people off whose deposits they make so much money. It's stupid.
The one solution is to switch meds, but I'm on the best med available for my situation. My ongoing analogy is that to have my medication stopped would be akin to what happens to Charlie in Flowers for Algernon. It would truly suck.Fortunately, I still do have quite a bit of time to work out a solution. 🙂
It's starting to look like credit unions are the only ones around here willing to do that. WaMu used to, but those days are gone, thanks to the malevolent, gluttonous behemoth calling itself JP Morgan Chase.
"Geeze, I thought my bank was bad. That's one trick they haven't figured out yet."Give it time… 😉
"Deej – stop that!" Hey! That worked!…for about a half hour. The spray bottle's record is only 36 minutes, so that shows you how crunchy the Deej feels being chastised by you.Clout. You has it. 😛
hahahaha……
totally.
Insurance companies are currently at the top of my list for the most evil of the evil. I don't see anyone bumping them out of first place any time soon.
I wanna seethe Ebil Playoffs, Banks VS Insurance Companies.I'm not sure which would win.Maybe DJ would be willing to go pee on their ATMs?There must be some way to use his powers for goodnesses instead of chaos.
first of all your med. ins. can't do that its illegal,until you get it sraighten out buy from india,second bofa is a loan shark and has been since they were the bank of italy,go find a nice small hometown bank,third wait until your cat is outside getting ready to spray ,whip it out and piss on him,they will never do it again.
damm you socialists are boring…
Gee, in what way does this respond to anything I said?
I have to share this…lauowolf, when I saw your comment in my GMail, I instantly assumed it was in response to my reply to you this morning on the Coke post. I was all, "What the hell did I say? Did I totally miss her point? Oh no!"Very relieved when I realized I'd made the wrong assumption. Whew. 🙂
hehe